a pdf file comparing medishield & private schemes. below is part of the write-up.
"One of the objectives of the MediShield reform is to promote a competitive medical insurance market which can offer Singaporeans greater choice of private insurance plans. When the reform was implemented on 1 Jul 2005, there was immediate benefit to Singaporeans as private insurers responded positively to the reform. Three existing insurers (AIA, Great Eastern and NTUC Income) significantly enhanced coverage for policyholders with hardly any changes to premiums. A fourth insurer (Aviva) was a new entrant to the market which introduced different insurance plans."
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